Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller will accept your offer and gives you a detailed quote for your homebuying budget.  But homebuyers often hesitate because they think that pre-approval hurts their credit score. Will it?  The truth is that it will temporarily lower
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Whether purchasing your first house or refinancing your existing mortgage, you might have considered working with a mortgage professional. A mortgage professional, such as a loan officer or broker, can help you save time and money, offer sound advice when dealing with tough situations, and help guide you through the whole borrowing process. Home buyers who
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One of the many advantages of owning a house is seeing an increase in your property’s value when the real estate market is in your favor. You can boost your profit once you put your home up for sale, and you’ll also have an appreciating asset that grants you the ability to leverage equity as
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If you are facing a financial or health-related problem or simply going through a new phase in life, you may be thinking about sharing a home with close family or extended family members. Many people have decided that living in a multigenerational home answers their problems. The number of American adults who have lived in a
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Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for most buyers but not in all circumstances. However, other mortgage options could be better, depending on your financial circumstances
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If you plan on buying a new house, you should thoroughly research the property that meets your needs. But you shouldn’t only be diligent about the house-hunting part during your research. You would also like to know more about the neighborhood you’re about to relocate to. If you’re confused about what you should look for in
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